California Insurance Commissioner Ricardo Lara

Senator Marie Alvarado-Gil calls on Insurance Commissioner to Reject FAIR Plan Rate Hike

October 20, 2025 4:34 pmOctober 20, 2025 4:36 pm

Senator Marie Alvarado-Gil (R-Jackson) is calling on Insurance Commissioner Ricardo Lara to reject the proposed 35.8% rate hike by the California Fair Access to Insurance Requirements (FAIR) Plan. While California Insurance Commissioner Ricardo Lara has enjoyed a full travel schedule...

48 Global Trips for CA Insurance Commish Ricardo Lara as Insurance Carriers Were Leaving California

October 2, 2025 5:03 pmOctober 4, 2025 7:29 am

Where’s Ricardo? He’s not in his office, that’s for sure. California’s elusive Insurance Commissioner Ricardo Lara has built up a lot of frequent flyer miles while California homeowners have been getting hit with massive spikes in insurance premiums, or getting...

California’s Homeowners’ Insurance Market Is Broken; Here’s How to Repair It

June 19, 2025 2:33 pmJune 19, 2025 2:33 pm

California Insurance Commissioner Ricardo Lara recently stated that “we are in a statewide insurance crisis, affecting millions of Californians.” In the last few years, major insurance companies like State Farm General have restricted new business in California and have failed to renew thousands...

California Golden Fleece® Award 2025 Goes to California’s Insurance Disaster

May 12, 2025 1:25 pmMay 12, 2025 1:25 pm

The envelope please… And the 16th California Golden Fleece® Award goes to… But first, some context and history. California is in the throes of a self-imposed insurance crisis, with homeowners facing selling because they can’t get insurance. And elected politicians...

European Vacations for CA Insurance Commish Ricardo Lara as Insurance Carriers Were Pulling Out of California

March 26, 2025 11:29 amMarch 26, 2025 11:29 am

At least 7 of the largest insurance carriers have pulled out of California entirely or are restricting policies. And California Insurance Commissioner Ricardo Lara has largely been a ghost, avoiding media and oversight from the Legislature. It appears that is...

CA Insurance Commissioner Ricardo Lara: Stabilizing Insurance Market, Overhauling Regulations

March 19, 2025 4:03 pmMarch 20, 2025 8:53 am

In a comprehensive 45 minute presentation to the Assembly Insurance Committee Wednesday, California Insurance Commissioner Ricardo Lara gave a thorough rundown of the many issues he and his agency are working on following the wildfires in Pacific Palisades and Los...

Fixing California’s Broken Insurance System

February 27, 2025 4:20 pmFebruary 27, 2025 7:57 pm

In recent developments, California Insurance Commissioner Ricardo Lara has denied State Farm an emergency rate increase of 22% for homeowners insurance. This decision, while seemingly consumer-friendly on the surface, spells disaster for the largest insurer in the state, and by...