May 25, 2026
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Author: Jay Rogers

Jay Rogers is a financial professional with more than 30 years of experience in private equity, private credit, hedge funds, and wealth management. He has a BS from Northeastern University and has completed postgraduate studies at UCLA, UPENN, and Harvard. He writes about issues in finance, constitutional law, national security, human nature, and public policy.

Sacramento’s Gift to California HOAs: Capped Budgets and Crumbling Streets

May 20, 2026   3:32 pmMay 20, 2026   3:32 pm
I’ve spent sixteen years on the Ladera Ranch Community Services board and coached youth football and rugby for years. Both roles share one practical lesson: arbitrary limits imposed from outside don’t lower costs. They shift them, and usually onto the...
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Sacramento’s Favorite Fix: When Policy Fails, Silence the Critics

May 18, 2026   6:30 amMay 18, 2026   6:31 am
California lawmakers have a long-established habit of treating the First Amendment like a nuisance. If speech is uncomfortable, regulate it. If criticism is sharp, chill it. If reality looks bad, rename it. That reflex is on full display in Assembly...
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High-Speed Rail Shuffle: Bay Area Cronies Board the Boondoggle While the Central Valley Gets the Shaft

May 15, 2026   8:00 amMay 15, 2026   8:01 am
Fresno developer Tom Richards spent sixteen years trying to steer California’s high-speed rail project toward something resembling a real outcome. Last week he stepped down as board chair of the California High-Speed Rail Authority. Governor Gavin Newsom’s response: appoint two...
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Boys in Girls’ Sports: California’s Track Farce Exposed

May 11, 2026   6:00 amMay 11, 2026   6:01 am
Outside Yorba Linda High School this past Saturday, the California Interscholastic Federation’s Southern Section Division 3 preliminaries offered a study in institutional failure. Parents gripped signs. Athletes stretched in silence. A “Save Girls’ Sports” rally, organized by former NCAA women’s...
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California’s Horror Flick: Why Voters Keep Running Upstairs

May 5, 2026   6:30 amMay 5, 2026   6:31 am
I grew up in the 1980s watching Freddy Krueger and Jason Voorhees chase teenagers who always made the same dumb decision. Instead of bolting for the exit, the damsel in distress sprinted upstairs and locked herself in a dark room....
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Newsom’s Green Dreams Meet Reality

April 20, 2026   1:30 pmApril 20, 2026   3:40 pm
I remember the day the lights went out. January 2001, middle of a trading session, and California’s rolling blackouts killed the power on the floor. We time-stamped tickets by hand and surrendered them to operations for manual reconciliation. My book...
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The Inconvenient Truth About Fraud in Los Angeles

April 8, 2026   7:22 amApril 8, 2026   7:29 am
I first set foot in Los Angeles in 1990 with a fresh degree from Northeastern University and a level of optimism that only a kid from Stamford, Connecticut could carry. The city felt electric and the economy was humming along....
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