Author: Stacy Korsgaden

Stacy Korsgaden has been a licensed California insurance agent since 1988 and was a candidate for California Insurance Commissioner in 2026. She finished a near third place in a field of eleven candidates. In her career, Korsagaden was nationally recognized for customer service and quality, servicing nearly 8,000 policies. Her campaign for Insurance Commissioner focused on restoring a healthy competitive market place, reducing risk and attracting new business to the insurance market. www.StacyKorsgaden.com

Socialist Insurance: A Government Insurance Monopoly Doesn’t Make Risk Disappear

August 14, 2026 7:12 amAugust 14, 2026 7:12 am

Three months ago I was traveling the state running for California Insurance Commissioner. I finished a near third out of eleven candidates and first among Republicans. I lost the Primary, but I will never stop caring about insurance. I remain...

Relentless Excellence Is the Way Forward

September 30, 2025 3:30 amSeptember 30, 2025 6:45 am

The horrific Southern California fires of January 7, 2025, remind us how fragile life can be. Our fellow Californians lost loved ones, homes, and treasured possessions. It is heartbreaking and impossible to measure. Insurance is an essential part of...

CA Department of Insurance: A Warning Shot to Every Free Market Believer

May 18, 2025 8:09 amMay 18, 2025 8:09 am

Californians are waking up to a hard truth: the Department of Insurance, bloated and broken, has become a hostile force in the state’s economy. Under the failed leadership of Commissioner Ricardo Lara, this out-of-control bureaucracy has devastated the insurance market...

Rebuilding the First Pillar: Get Government Out of the Way

May 12, 2025 9:00 amMay 12, 2025 9:01 am

This is the second installment in our series on fixing California’s insurance system. The first outlined the five pillars that once supported a thriving market. Today, we focus on the most maligned and misunderstood pillar of all: Insurance Companies. Insurance...

Rebuilding the Pillars of California’s Insurance System

April 2, 2025 2:40 pmApril 2, 2025 2:45 pm

Imagine the Client—the policyholder, the homeowner, the small business owner—as a structure held high upon five great columns. These columns represent the forces that uphold the insurance ecosystem: Insurance Companies, the Department of Insurance, Government at all levels, the Private...

Fixing California’s Broken Insurance System

February 27, 2025 4:20 pmFebruary 27, 2025 7:57 pm

In recent developments, California Insurance Commissioner Ricardo Lara has denied State Farm an emergency rate increase of 22% for homeowners insurance. This decision, while seemingly consumer-friendly on the surface, spells disaster for the largest insurer in the state, and by...

Systemic Mismanagement in California’s Insurance Sector

February 3, 2025 2:45 amFebruary 3, 2025 6:48 am

Insurance is the foundation of a robust financial strategy and is vital to securing a prosperous future for California. However, recent events, notably the wildfires in Los Angeles, have exposed severe systemic issues plaguing our state’s insurance industry. These issues...