December 10, 2025
California Globe
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Tag: Insurance Commissioner

Rebuilding the Pillars of California’s Insurance System

April 2, 2025   2:40 pmApril 2, 2025   2:45 pm
Imagine the Client—the policyholder, the homeowner, the small business owner—as a structure held high upon five great columns. These columns represent the forces that uphold the insurance ecosystem: Insurance Companies, the Department of Insurance, Government at all levels, the Private...
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Asm. DeMaio to Introduce CA Insurance Reform and Rate Stabilization Initiative

February 13, 2025   12:26 pmFebruary 13, 2025   12:26 pm
The Globe has written many articles about California’s insurance crisis, and has published op-eds from insurance experts explaining how the state got into this mess, and what needs to be done. In June, former State Senator Ted Gaines reported on...
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California Insurance Crisis: Homeowners Getting Insured Right Out of Their Homes

September 17, 2024   7:11 amSeptember 17, 2024   3:55 pm
In the late 1970’s Californians were being taxed out of their homes. Grandmas could not pay the escalating property tax bills on long-held family homes, and defaulted or were forced to sell. Thus, Proposition 13 was passed by voters and...
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Golden State Insurance Crisis: Californians Getting Insured Right Out of Their Homes

July 18, 2024   2:55 amJuly 18, 2024   6:56 pm
California is in the throes of a self-imposed insurance crisis. And the state doesn’t seem to be addressing this crisis with any sense of urgency. The Globe recently spoke with a couple who shared that the condominium complex in which...
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Frequently Asked Questions about the Order of Precedence

June 7, 2024   2:30 amJune 7, 2024   2:31 am
What happens when there is a vacancy in this state’s governorship? In California’s Constitution, Article V, Section 10, the Lieutenant Governor becomes Governor when a vacancy occurs in the office of the Governor. When is there an Acting Governor in...
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The Time for Action on Insurance Crisis is Now

June 4, 2024   3:15 amJune 4, 2024   1:21 pm
Californians need bold and immediate action from the Governor Gavin Newsom and Insurance Commissioner Ricardo Lara to help attract insurers back to the state, create a robust market, and give consumers more options for fire insurance coverage. Proposition 103, passed...
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Frequently Asked Questions about California’s Other Constitutional Officers

December 21, 2023   7:04 amDecember 21, 2023   7:04 am
How are California’s constitutional officers elected? They are elected by the statewide voters. How many constitutional officers are there? There are a total of nine constitutional offices. Which two constitutional officers are usually gubernatorial appointees in other states? The two...
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